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Jackson is the capital and since 1944 the largest city of the state of Mississippi. The city is located on the Pearl River (Mississippi�Louisiana) which drains into the Gulf of Mexico and is part of the Jackson Prairie region of the state. Jackson is one of two county seats of Hinds County, with the city of Raymond being the other.The city, the anchor for its metro area, is named after Andrew Jackson, who was honored for his role in the Battle of New Orleans and later was elected as US president. The current slogan for the city is ""Jackson, Mississippi: City with Soul."" It has had numerous musicians prominent in blues, gospel and jazz, and was known for decades for its illegal nightclubs on the Gold Coast; one site has been designated for the Mississippi Blues Trail.It had a decline in population from 184,256 at the 2000 census to 173,514 at the 2010 census. The 2010 census ascribed a population of 539,057 to the five-county Jackson metropolitan area. The city is ranked third as the best ""mud"" city among the United States' 100 largest metro areas, according to magazine. The study measured overall afability in living costs, housing rates, and more.In 2011 USS Jackson (LCS-6) was the first ship of the United States Navy to be named in honor of the city.Jackson is home to several major industries. These include electrical equipment and machinery, processed food, and primary and fabricated metal products. The surrounding area supports agricultural development of livestock, soybeans, cotton, and poultry. Major private companies based in Jackson include Ergon.

 

Gulfport is the second largest city in Mississippi after the state capital Jackson. It is the larger of the two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area, which is included in the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. As of the 2010 census, the city of Gulfport had a total population of 67,793. Gulfport is co-county seat with Biloxi of Harrison County, Mississippi. Gulfport is also home to the US Navy Atlantic Fleet Seabees.According to Gulfport's 2011 Comprehensive Annual Financial Report, the top employers in the city were:

 

Southaven, a city in DeSoto County, Mississippi, is a suburb of Memphis, Tennessee and a principal city in the Memphis metro area. As of the 2000 census, the city population was 28,977. The 2010 census reflected a population of 48,982, making Southaven the fourth largest city in Mississippi. Southaven is traversed from north to south by the I-55/I-69 Freeway. While its name would indicate otherwise, the city of Southaven is actually in the northwesternmost corner of Mississippi. The name derives from the fact that Southaven is located south of Whitehaven, a neighborhood in Memphis.

 

Hattiesburg is a city in Mississippi, bisected by the county line between Forrest County (where it is the county seat) and Lamar County. The population was 47,556 in 2013. It is the principal city of the Hattiesburg, Mississippi, Metropolitan Statistical Area which encompasses Forrest, Lamar and Perry counties.Founded in 1882 by civil engineer William H. Hardy, Hattiesburg was named in honor of Hardy's wife Hattie. The town was incorporated two years later with a population of 400. Hattiesburg's population first expanded as a center of the lumber and railroad industries, from which was derived the nickname ""The Hub City."" It now attracts newcomers to the area because of the diversity of the economy, strong neighborhoods and the central location in South Mississippi.Hattiesburg is home to The University of Southern Mississippi (originally known as Mississippi Normal College) and William Carey University (formerly William Carey College). South of Hattiesburg is Camp Shelby, the largest National Guard training base east of the Mississippi River.Hattiesburg is home to several national business branches that hold thousands of jobs across the Pine Belt. It was headquarters to the now defunct manufacture in Hattiesburg.

 

Biloxi (/b?'l?ksi/; b?-LUK-see), officially the City of Biloxi, is a city in Harrison County, Mississippi. The 2010 United States Census recorded the population as 44,054. Along with the adjoining city of Gulfport, Biloxi is a county seat of Harrison County.The city is part of the Gulfport-Biloxi metropolitan area and the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. Pre-Katrina, Biloxi was the third largest city in Mississippi behind Jackson and Gulfport; with its population losses following that storm, it was passed by Hattiesburg and Southaven, so Biloxi is now ranked fifth in the state.The beachfront of Biloxi lies directly on the Mississippi Sound, with barrier islands scattered off the coast and into the Gulf of Mexico. Keesler Air Force Base lies within the city and is home to the 81st Training Wing and the 403d Wing of the U.S. Air Force Reserve.

 

Meridian is the sixth largest city in the U.S. State of Mississippi. It is the county seat of Lauderdale County and the principal city of the Meridian, Mississippi Micropolitan Statistical Area. Along major highways, the city is 93 mi (150 km) east of Jackson, Mississippi; 154 mi (248 km) west of Birmingham, Alabama; 202 mi (325 km) northeast of New Orleans, Louisiana; and 231 mi (372 km) southeast of Memphis, Tennessee.Established in 1860 at the intersection of the Mobile and Ohio Railroad and Southern Railway of Mississippi, Meridian relied heavily on the rails and goods transported on them. Union Station is now also home to several other modes of transportation, including the Meridian Transit System, Greyhound Buses, and Trailways, averaging 242,360 passengers per year. During the American Civil War, much of the city was burned to the ground by General William Tecumseh Sherman in the Battle of Meridian.Rebuilt after the war, the city entered a ""Golden Age"", becoming the largest city in Mississippi between 1890 and 1930 and a leading center for manufacturing in the South. It had 44 trains coming in and out daily. Although its economy slowed with the decline of the railroad industry, the city has diversified, with healthcare, military, and manufacturing employing the most people in 2010. The population within the city limits, according to 2008 census estimates, is 38,232, but a population of 232,900 in a 45-mile (72 km) radius and 526,500 in a 65-mile (105 km) radius, of which 104,600 and 234,200 people respectively are in the labor force, feed the economy of the city.The area is served by two military facilities, Naval Air Station Meridian and Key Field, which provide over 4,000 jobs to the surrounding area. NAS Meridian is home to the Regional Counter-Drug Training Academy (RCTA) and the first local Department of Homeland Security in the state. Key Field is named after Fred and Al Key, who set a world endurance flight record in 1935. The field is now home to the 186th Air Refueling Wing of the Air National Guard and a support facility for the 185th Aviation Brigade of the Army National Guard. Rush Foundation Hospital is the largest non-military employer in the region, employing 2,610 people.Among the city's many arts organizations and historic buildings are the Riley Center, the Meridian Museum of Art, Meridian Little Theatre, and the Meridian Symphony Orchestra. Meridian was home to two Carnegie libraries, one for whites and one for African Americans. The Carnegie Branch Library, now demolished, was one of a number of Carnegie libraries built for blacks in the Southern United States.The city has been selected as the future location of the Mississippi Arts and Entertainment Center (MAEC). Jimmie Rodgers, the ""Father of Country Music"", was born in Meridian. Highland Park houses a museum which displays memorabilia of his life and career, as well as railroad equipment from the steam-engine era. The park is also home to the Highland Park Dentzel Carousel, a National Historic Landmark � the world's only two-row stationary Dentzel menagerie in existence. Other notable natives include Miss America 1986 Susan Akin, James Chaney � one of the victims of the Mississippi civil rights workers murders in 1964, and Hartley Peavey, founder of Peavey Electronics which is headquartered in Meridian. The federal courthouse was the site of the 1966-1967 trial of suspects in the murder of Chaney and two other activists; it was the first time a white jury convicted a white official of a civil rights killing.Early on, the economy depended greatly upon the railroads in the area. The city was the largest in Mississippi around the start of the 20th century, with five major rail lines and 44 trains coming in and out daily.[22] The city's economy not only depended on the rails but the goods, such as timber and cotton, transported on them. With these rail-based industries, the city was a great economic power in the state and region from about 1890 through 1930. Though its economy slowed with the decline of the railroading industry in the 1950s, the city has adapted, moving from a largely rail-based economy to a more diversified one, with healthcare, military, and manufacturing employing the most people.[40]

 

Tupelo /'tu?p?lo?/ is the county seat and the largest city of Lee County, Mississippi. It is also the seventh-largest city in the state. It is situated in northeast Mississippi, between Memphis, Tennessee, and Birmingham, Alabama, and is accessed by U.S. Route 78. As of the 2010 census, the population was 34,546, with the surrounding counties of Lee, Pontotoc and Itawamba supporting a population of 138,976.This city is best known as the birthplace of Elvis Presley. As a one-year-old in Tupelo on April 5, 1936, Presley and his family survived a tornado that was ranked as the fourth deadliest in United States history. It took 216 lives.As of the census of 2010, there are 35,456 people, 13,602 households, and 8,965 families residing in the city. The racial makeup of the city is

 

Greenville is a city in Washington County, Mississippi, United States. The population was 34,400 at the 2010 census. It is the county seat of Washington County, located in the area of historic cotton plantations and culture known as the Mississippi Delta.

 

Olive Branch is a city in DeSoto County, Mississippi. The population was 33,484 at the 2010 census. Olive Branch is a suburb of Memphis, Tennessee and is part of the Memphis Metropolitan Statistical Area, a region that consists of three counties in southwest Tennessee, five counties in northwest Mississippi, and two counties in eastern Arkansas. From 1990 to 2010 Olive Branch was the fastest growing city in the United States with a growth rate of 838%. Along with other rapidly growing suburbs in DeSoto County, Olive Branch attributes most of its growth and development to the exodus of large numbers of middle-class families from central Memphis.Many locally owned, small businesses have been operating in Olive Branch for several decades. Examples are Old Style Barbecue, Olive Branch Printing, etc. Several regional businesses, such as are also located in the area. Also,in 2003, Memphis lost its only permanent indoor ice rink with the closure of the deeply troubled Mall of Memphis. A new rink opened in Olive Branch in August 2011.

 

Horn Lake is a city in DeSoto County, Mississippi. Horn Lake is a suburb of Memphis, Tennessee, which is located just a few miles to the north. As of the 2010 U.S. Census, the city's population was 26,066.Horn Lake is the site of a plant owned by Chicago-based Foods, which manufactures food coatings, seasonings, and other ingredients for the food processing and service industries.

 

Clinton is a city in Hinds County, Mississippi, United States. Situated in the Jackson metropolitan area, it is the tenth largest city in Mississippi. The population was 25,216 at the 2010 United States Census.At one point Com was headquartered in Clinton. In 2003 the company announced that it would move its headquarters to Virginia.[11][12]

 

Pearl is a city in Rankin County, Mississippi. The population was 25,092 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.Today, Pearl is a growing community across the Pearl River, for which the city was named, from Jackson. It is Mississippi's 13th largest city and the largest city in Rankin County.Pearl is a rarity in Mississippi cities in that it does not have a downtown square. Over the years the city has developed the old Pearl High School into a city administration building that houses city hall, Pearl Police Department, public works departments and city courts. A large auditorium-style community center was built next door.

 

Ridgeland is a city in Madison County, Mississippi. The population was 24,047 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.

 

Starkville is a city in Mississippi, United States. It is the county seat of Oktibbeha County. The Starkville Micropolitan Statistical Area includes all of Oktibbeha County. The population was 23,888 at the 2010 census. The campus of Mississippi State University is located directly to the east of Starkville.Starkville is an anchor of the Golden Triangle region of northeast Mississippi which consists of Starkville, Columbus, and West Point.The campus of Mississippi State University is located adjacent to the east of Starkville. As of the fall of 2011, MSU is the state of Mississippi's largest university with 20,424 students, more than 4,000 graduate students, and more than 1,300 staff. The university is also the largest employer of Starkville. Students have created a ready audience for the Magnolia Film Festival. Held every February, it is the oldest film festival in the state. Other major events held in Starkville and heavily supported by the MSU Student Body are the Dudy Gras Parade, Cotton District Arts Festival, Super Bulldog Weekend, Old Main Music Festival, Ragtime & Jazz Music Festival, and Bulldog Bash.

 

Columbus is a city in Lowndes County, Mississippi that lies above the Tombigbee River. It is approximately 146 miles (235 km) northeast of Jackson, 92 miles (148 km) north of Meridian, 63 miles (101 km) south of Tupelo, 60 miles (97 km) northwest of Tuscaloosa, Alabama, and 120 miles (193 km) west of Birmingham, Alabama. The population was 25,944 at the 2000 census. The population was 23,640 at the 2010 census. The population in 2012 was estimated to be 23,452. It is the county seat of Lowndes County and the principal city of the Columbus Micropolitan Statistical Area, which is part of the larger Columbus-West Point Combined Statistical Area. Columbus is also part of the area of northeast Mississippi called The Golden Triangle, consisting of Columbus, West Point and Starkville, in the counties of Lowndes, Clay and Oktibbeha.Major Employers:

 

Vicksburg is a city in and county seat of Warren County, Mississippi, United States. It is the seventeenth largest city in Mississippi.[citation needed] It is located 234 miles (377 km) northwest of New Orleans on the Mississippi and Yazoo rivers, and 40 miles (64 km) due west of Jackson, the state capital. In 1900, 14,834 people lived in Vicksburg; in 1910, 20,814; in 1920, 17,931; and in 1940, 24,460. The population was 26,407 at the 2000 census. In 2010, it became a Micropolitan Statistical Area with a population of 49,644. Vicksburg is the principal city of the Vicksburg Micropolitan Statistical Area, which includes all of Warren County.

 

Pascagoula is a city in Jackson County, Mississippi. It is the principal city of the Pascagoula, Mississippi Metropolitan Statistical Area, as a part of the Gulfport�Biloxi�Pascagoula, Mississippi Combined Statistical Area. The population was 26,200 at the 2000 census. It is the county seat of Jackson County.Pascagoula is a major industrial city of Mississippi, along the Gulf Coast. Prior to World War II, the town was a sleepy fishing village of only about 5,000. The population exploded with the war-driven shipbuilding industry. Although the city's population seemed to peak in the late 1970s and early 1980s as Cold War defense spending was at its height, Pascagoula experienced some new growth and development in the years before Hurricane Katrina. Today, Pascagoula is home to the state�s largest employer Industries. Other major industries include one of the largest refineries in the country; , an oil platform builder; and Mississippi Phosphates.Naval Station Pascagoula was located on Singing River Island, and was homeport to several Navy warships, as well as a large Coast Guard contingent. However, Naval Station Pascagoula was decommissioned as part of the 2005 BRAC recommendations and ceased operations in 2006.The city is served by three airports: Mobile Regional Airport, which is located in nearby Mobile, Alabama; the Gulfport-Biloxi International Airport, about 40 miles (64 km) west of Pascagoula; and the Trent Lott International Airport, located within Jackson County.The mayor of the city is Jim Blevins.

 

Clarksdale is a city in Coahoma County, Mississippi, and seat of the county. Located in the Mississippi Delta region, Clarksdale is an agricultural center, and has been home to many blues musicians. Clarksdale is named after John Clark, who founded the town.

 

Ox is a city in, and the county seat of, Lafayette County, Mississippi, United States. Founded in 1837, it was named after the British university city of Ox in hopes of having the state university located there, which it did successfully attract.As of the 2010 US Census, the population is 18,916; the Census Bureau estimates the city's 2013 population at 20,865. Ox is the home of the University of Mississippi, founded in 1848, also commonly known as ""Ole Miss"", although the university is officially located in University, Mississippi.Ox has been named by USA Today as one of the top six college towns in the nation. It is included in The Best 100 Small Towns in America. Lafayette County consistently leads the state rankings in the lowest unemployment rate per quarter. Ox City Schools are ranked as ""Star"" schools, the highest ranking available, and Lafayette County school systems are consistently ranked as ""5-star"" systems.

 

Laurel is a city in Jones County, Mississippi, United States. As of the 2010 census, the city had a total population of 18,548.Laurel is the principal city of the Laurel Micropolitan Statistical Area. Its major employers include Howard Industries, Sanderson Farms, Masonite, Family Health Center, Howse Implement, Thermo-Kool and South Central Regional Medical Center. Laurel is home to the Lauren Rogers Museum of Art (Mississippi's oldest art museum).

 

Gautier is a city in Jackson County, Mississippi, along the Gulf of Mexico west of Pascagoula. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 18,572 at the 2010 census. In 2002, Gautier annexed land nearly doubling its population to 18,413 by 2010, according to the Gautier Comprehensive Plan 2030. Locally, the name is pronounced as ""GO-chay."" Descendants of the Gautier family, for whom it was named, still live in the area.Gautier is a bedroom resort community with two championship golf courses, stately homes, and historic properties surrounded by bayous and wetlands on three sides. The natural environment of Gautier offers many opportunities for recreation and eco-tourism. Due to an abundance of vacant land for development and recent growth trends along the coastal areas, the city's population is expected to increase at a steady rate during the coming years to an estimated 22,788 people by 2025. The Gulf Coast region, of which Gautier is a part, has been considered a relatively high growth area of the State; however, the loss of houses and jobs after Hurricane Katrina led to outmigration in 2006.

 

Ocean Springs is a city in Jackson County, Mississippi, about 2 miles (3.2 km) east of Biloxi and west of Gautier. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 17,225 at the 2000 U.S. Census. As of the 2010 U.S. Census, the city of Ocean Springs had a population of 17,442.The town has a reputation as an arts community. Its historic and secluded downtown area, with streets lined by live oak trees, is home to several art galleries and shops. It is also home to a number of ethnic restaurants relatively uncommon in surrounding communities.Ocean Springs was the hometown of the late Walter Inglis Anderson, a nationally renowned painter and muralist who died in 1965 from lung cancer. The town plays host to several festivals, including its Peter Anderson Festival and The Herb Festival.Ocean Springs was severely damaged on August 29, 2005, by Hurricane Katrina, which destroyed many buildings along the shoreline, including the Ocean Springs Yacht Club, and the historic wooden Fort Maurepas, and gutted or flooded other buildings. Katrina's 25 ft (7.6 m) storm surge also destroyed the Biloxi Bay Bridge, which connected Biloxi to Ocean Springs.

 

Madison is a city in Madison County, Mississippi, United States. The population was 24,841 at the 2010 census. The population is currently over 25,000. It is part of the Jackson Metropolitan Statistical Area. It is currently the highest income city in the state. It is ranked the 2nd most livable city in Mississippi by AreaVibes.com.

 

Brandon is a city in Rankin County, Mississippi. The population was 16,436 at the 2000 census. It is the county seat of Rankin County. Brandon is part of the Jackson Metropolitan Statistical Area.

 

Greenwood is a city in and the county seat of Leflore County, Mississippi, located at the eastern edge of the Mississippi Delta approximately 96 miles north of Jackson, Mississippi, and 130 miles south of Memphis, Tennessee. It was a center of cotton planter culture in the 19th century.The population was 16,087 at the 2010 census. It is the principal city of the Greenwood Micropolitan Statistical Area. The Tallahatchie River and the Yalobusha River meet at Greenwood to form the Yazoo River. Throughout the 1960s Greenwood was the site of major protests and conflicts as African Americans worked to achieve racial integration and voting access during the civil rights movement.

 

Cleveland is a city in Bolivar County, Mississippi. The population was 12,334 as of the 2010 census.Cleveland has a fairly large commercial economy, with numerous restaurants, stores, and services along U.S. Route 61. Cleveland is one of the two county seats (the other being Rosedale) of Bolivar County, which was named for the South American liberator Simon Bolivar.

 

Natchez is the county seat and only city of Adams County, Mississippi, United States. Natchez has a total population of 15,792 (as of the 2010 census). Located on the Mississippi River some 90 miles (140 km) southwest of Jackson, the capital of Mississippi, and 85 miles (137 km) north of Baton Rouge, Louisiana, it is the 25th-largest city in the state. It is named for the Natchez tribe of Native Americans who inhabited the area.Established by French colonists in 1716, Natchez is one of the oldest and most important European settlements in the lower Mississippi River Valley; it later served as the capital of the American Mississippi Territory and then of the state of Mississippi. It predates Jackson, which replaced Natchez as the capital in 1822, by more than a century. The strategic location of Natchez, on a bluff overlooking the Mississippi River, ensured that it would become a pivotal center of trade, commerce, and the interchange of ethnic Native American, European, and African cultures in the region, for the first two centuries of its existence.In U.S. history, it is recognized particularly for its role in the development of the Old Southwest during the first half of the nineteenth century. It was the southern terminus of the historic Natchez Trace, with the northern terminus being Nashville, Tennessee. This was used by many pilots of flatboats and keelboats, to return overland to their homes in the Ohio River Valley after unloading their cargo in Natchez or New Orleans. (It was not until the implementation of steam power that travel northward on the Mississippi River could be accomplished by boat.) The Natchez Trace also played an important role during the War of 1812. Today the modern Natchez Trace Parkway, which commemorates this route, still has its southern terminus in Natchez.In the middle of the nineteenth century, the city attracted wealthy Southern planters as residents, who built mansions to fit their ambitions; their plantations were vast tracts of land in the surrounding lowlands of Mississippi and Louisiana, where they grew large crops of cotton and sugar cane using slave labor. Natchez became the principal port from which these crops were exported, both upriver to Northern cities and downriver to New Orleans, where much of the cargo was exported to Europe. Many of the mansions built by planters before 1860 survive and form a major part of the city's architecture and identity. Agriculture remained the primary economic base for the region until well into the twentieth century.During the twentieth century, the city's economy experienced a downturn, first due to the replacement of steamboat traffic on the Mississippi River by railroads in the early 1900s, some of which bypassed the river cities and drew away their commerce. Later there was an exodus of many local industries that had provided a large number of jobs in the area. Despite its status as a popular destination for heritage tourism, because of its well-preserved antebellum architecture, Natchez has had a general decline in population since 1960. It remains the principal city of the Natchez, MS�LA Micropolitan Statistical Area.

 

Long Beach is a city (incorporated August 10, 1905) located in Harrison County, Mississippi, United States. It is part of the Gulfport�Biloxi Metropolitan Statistical Area. As of the 2010 census, the city had a population of 14,792.

 

Corinth is a city in and the county seat of Alcorn County, Mississippi, United States. The population was 14,573 at the 2010 census. Its ZIP codes are 38834 and 38835.

 

Hernando is a city in central DeSoto County, Mississippi, United States. The population was 14,135 at the 2010 census. Hernando is the county seat of DeSoto County, the second-most-populous county in the Memphis metropolitan area. U.S. Route 51 and the I-55 freeway traverse the city from north to south and the I-69 freeway traverse the city east to west and north to south. Hernando's historic downtown square, which surrounds the county courthouse, sits at the intersection of Commerce Street and U.S. 51.

 

Moss Point is a city in Jackson County, Mississippi. The population was 13,704 at the 2010 census. On August 29, 2005, Moss Point was hit by the strong east side of Hurricane Katrina, and much of the city was flooded or destroyed (se"

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g with Jaime Correa and Associates on the implementation of its master plan, on a full-fledged New Urbanism SmartCode for its downtown area, and on the implementation of mixed-use neighborhoods and main street.

 

Booneville is the county seat of Prentiss County, Mississippi. Booneville was incorporated in 1861 and named after R.H. Boone, a relative of Daniel Boone. The population was 8,625 at the 2000 census. It is one of 21 certified Mississippi retirement cities.

 

New Albany is a city in Union County, Mississippi, United States. The population was 8,526 at the 2010 census. New Albany is the county seat of Union County. New Albany was first organized in 1840 at the site of a grist mill and saw mill on the Tallahatchie River and was developed as a river port. The birthplace of author William Faulkner as well as Eli Whiteside and Bettie Wilson and the adopted home of Morris Futorian, father of the Northeast Mississippi furniture industry. As of 2010 New Albany has a population of 8,526 and is known for its education system, well-educated labor force and strong work ethic. The city houses modern factories, robust neighborhoods and vibrant shopping centers, while at the same time preserves its historic downtown area.Organized in 1840 at the site of a grist mill and a saw mill on the Tallahatchie River near the intersection of two historic Chickasaw Indian trade trails, the town developed as a river port and as a regional center for agriculture and commerce. The Civil War interrupted this progress, however, as Union troops swept through the city and burned all but a few buildings.Union County was formed from parts of neighboring Lee, Pontotoc, and Tippah Counties in 1870, with New Albany designated as county seat. The city�s new role as a center of government led to renewed economic activity. Citizens� efforts in the late 1880s to secure a railroad through New Albany were rewarded with two railroads connecting the community to points north, south, east and west. Depot clerk for one of the railroads was the father of William Faulkner. Born in 1897 in a single-story clapboard house, Faulkner went on to write 19 novels and 75 short stories, winning the coveted Nobel Prize and the Pulitzer Prize twice for his work.

 

Bay Saint Louis is a city located in Hancock County, Mississippi. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. As of the 2000 census, the city had a total population of 8,209. The city is recovering population lost due to Hurricane Katrina, and the Census Bureau's 2011 population estimate was 9,408. It is the county seat of Hancock County. Like several other upper Gulf Coast cities, Bay Saint Louis was devastated by Hurricane Katrina in August 2005 (see details below).

 

Senatobia is a city in and the county seat of Tate County, Mississippi, and is the 15th largest municipality in the Memphis Metropolitan Area. The population was 8,165 at the 2010 census.Senatobia is the home of Northwest Mississippi Community College, a state community college that provides two year academic and technical degree programs. Northwest's system-wide enrollment exceeds 8,000 on three campuses in Senatobia, Southaven and Ox. Senatobia is also the home of The Baddour Center, a residential care facility for mild to moderately mentally retarded adults.On April 13, 1834 early settler James Peters purchased two sections of land from the Chickasaw Nation for the sum of $1.25 per acre. The land purchased later became the town of Senatobia. The name Senatobia, given by Charles Meriweather, was derived from the Indian word Senatohoba, which means �White Sycamore��a symbol of ""rest for the weary.""Senatobia received its charter as a municipality in 1860, thirteen years prior to the creation of Tate County and one year prior to the outbreak of the Civil War, during which the town's business section was burned twice by Federal troops.Two Academy Award nominated films have been partially filmed in the town: The Client (1994) and The People vs. Larry Flynt (1996).

 

Holly Springs is a city in Marshall County, Mississippi, United States.Near the Mississippi Delta, the area was developed as cotton plantations, which depended on slave labor. After the American Civil War, many freedmen worked as sharecroppers and tenant farmers. As the county seat, the city is a center of trade and court sessions.The population was 7,957 at the 2000 census. A slight decrease in population was calculated in the 2010 census. Holly Springs is the county seat of Marshall County.

 

Philadelphia is a city in and the county seat of Neshoba County, Mississippi, United States. The population was 7,477 at the 2010 census.

 

Batesville is a city in Panola County, Mississippi. The population was 7,463 at the 2010 census.Batesville is one of two county seats for Panola County; the other is Sardis.

 

Kosciusko /'k?zi'?sko?/ is a city in Attala County, Mississippi, United States. The population was 7,402 at the 2010 census. It is the county seat of Attala County.Kosciusko is located on the Natchez Trace Parkway, northeast of Jackson. It is named for the U.S. and Polish general Tadeusz Kosciuszko, who assisted United States military efforts during the American Revolution. However, the Anglicized name of the city omits the ""z"". Kosciusko was originally named Red Bud Springs for one of three natural springs that were present in the city.Kosciusko was the home of Magnolia Bible College, and the birthplace for several notable people, including Oprah Winfrey and James Meredith.

 

Byram is a city in Hinds County, Mississippi. The population was 7,386 at the 2000 census, at which time it was a census-designated place (CDP). It is part of the Jackson Metropolitan Statistical Area. It was incorporated for a second time in its history on June 16, 2009.

 

Coffeeville is a town in Yalobusha County, Mississippi. The population was 905 at the 2010 census. It is named after John Coffee (1772 � 1833), a planter and military leader.

 

Amory is a city in Monroe County, Mississippi. The population is 7,316 as of the 2010 census.Gilmore Memorial Hospital is well regarded as having one of the better maternal wards in northeast Mississippi.[] Other business sectors include sports equipment manufacturing, wood pulp processing, and the furniture and textile industries. The city of Amory has free municipal Wi-Fi, courtesy of the Gilmore Foundation.

 

Louisville is a city in Winston County, Mississippi. The population was 7,006 at the 2000 census. It is the county seat of Winston County.

 

Perkinston is an unincorporated community in central Stone County, Mississippi, United States. It is situated along U.S. Highway 49, approximately five miles south of Wiggins. The community is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area.

 

Waveland is a city located in Hancock County, Mississippi, on the Gulf of Mexico. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. The City of Waveland was incorporated in 1972. As of the 2000 census, the city had a total population of 6,674. Waveland was nearly destroyed by Hurricanes Camille on August 17, 1969 and Katrina on August 29, 2005.The current mayor of Waveland is Democrat David Garcia.

 

Columbia is a city in Marion County, Mississippi, which was formed six years before Mississippi was admitted to statehood. Columbia was named for Columbia, South Carolina, from which many of the early settlers had migrated. The population was 6,603 as of the 2000 census. It is the county seat of Marion County.

 

Richland is a city in Rankin County, Mississippi. The population was 6,027 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Forest is a city in Scott County, Mississippi. The population was 5,987 at the 2000 census. It is the county seat of Scott County.

 

Crystal Springs is a city in Copiah County, Mississippi, United States. The population was 5,044 as of the 2010 census, down from 5,873 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Pontotoc is a city in, and the county seat of, Pontotoc County, Mississippi, located to the west of the much larger city of Tupelo. The population was 5,625 at the 2010 census. Pontotoc is a Chickasaw word meaning ""Land of Hanging Grapes"".The famous outlaws Jesse and Frank James and their gang once hid at an old house which was used as a Union Army hospital during the Battle of Harrisburg or Battle of Tupelo. The house was located at a crossroad in east Pontotoc County, near the Lee County line.The Town Square Museum is located in the old US post office near the county courthouse. This historic building houses Pontotoc memorabilia, and continues to operate as a full-service post office. A mural in the museum's lobby titled The Wedding of Ortez and SaOwana - Christmas 1540 depicts the first recorded Christian marriage on the North American continent. It was said to have occurred between Juan Ortez and Princess Saowana, daughter of Chief Uceta, of the Florida Seminole tribe. The wedding is said to have taken place in Pontotoc County during a visit by explorer Hernando de Soto. The mural was painted by Joseph Pollet in 1939 under the arts program of the Works Progress Administration.The Town Square has a festival every year during the last week of the month of September called the Bodock Festival, based on the Maclura pomifera tree next to the historical mansion, Lochinvar, that survived a massive tornado hit in 2002. The festival is held over the last weekend, including Friday, of September.

 

Aberdeen is a city in Monroe County, Mississippi. The population was 5,612 at the 2010 census. It is the county seat of Monroe County.Located on the banks of the Tombigbee River, Aberdeen was one of the busiest Mississippi ports of the 19th century. Cotton was heavily traded in town, and for a time Aberdeen was Mississippi's second largest city. Today Aberdeen retains many historic structures from this period, with over 200 buildings on the National Register of Historic Places. In the spring of each year, Aberdeen hosts pilgrimages to its historic antebellum homes. The most prominent of these antebellum homes is The Magnolias, which was built in 1850.Located just outside the city, Aberdeen Lock and Dam forms Aberdeen Lake, a popular recreational area. Aberdeen Lock and Dam is part of the Tennessee-Tombigbee waterway system.

 

Leland is a city in Washington County, Mississippi. The population was 4,790 at the 2008 census.The town is located in the heart of the Mississippi Delta on the banks of Deer Creek, which is decorated each Christmas season with floats that bring visitors from afar to view the colorful displays.Farming is the basis of the local economy. Mississippi State University and the federal government maintain an agriculture research station at Stoneville on Leland's outskirts. Cotton, soybeans, rice and corn are the leading crops.Leland is in the heart of blues country and has produced a number of national and regionally famous blues musicians. There are five Mississippi Blues Trail markers in Leland commemorating the small town's significant contribution to blues history. Highway 61, mentioned in numerous blues recordings, runs through the town and gives its name to the community's blues museum. Leland is the burial place of the folk artist and blues musician James ""Son"" Thomas, who lived for many years along the railroad tracks. Thomas is buried beneath a gravestone donated by musician John Fogerty of Creedence Clearwater Revival.Blues musician Johnny Winter spent part of his childhood in Leland. Winter�s grandfather and father, a former mayor of Leland, operated J.D. Winter & Sons, a cotton business. One of the Blues Trail markers in Leland is dedicated to Winter.The community is the birthplace of Kermit the Frog, a Muppet created by Jim Henson, who was born in nearby Greenville, but raised in Leland. The city has a museum along the banks of Deer Creek celebrating Henson's accomplishments. U.S. Post Office, 204 N. Broad St. Leland Rex Theatre for Colored People in Leland, 1937, by Dorothea LangeLeland was selected as the site for the Mississippi Wildlife Heritage Museum, scheduled to open in 2016.

 

Winona is a city in Montgomery County, Mississippi. The population was 5,482 at the 2000 census. It is the county seat of Montgomery County. Winona is known in the local area as ""The Crossroads of North Mississippi"" due to its central location at the intersection of U.S. Interstate 55 and U.S. Highways 51 and 82.Winona has recently received water and power across I-55 which has allowed more businesses, such as Pilot, to develop. Due to the late development of water and power across I-55, Winona has until now been hindered in its ability to grow.[]

 

Ripley is a city in Tippah County, Mississippi. The population was 5,478 at the 2000 census. It is the county seat of Tippah County.Colonel William Clark Falkner, great-grandfather of authors William Faulkner and John Faulkner, was a prominent resident of Ripley in the mid to late-19th century. W.C. Falkner's exploits in and around Ripley served as the model for Faulkner's character of Colonel John Sartoris.

 

Waynesboro is a city in Wayne County, Mississippi, United States. The population was 5,197 at the 2000 census. It is the county seat of Wayne County.

 

Vancleave is a census-designated place (CDP) in Jackson County, Mississippi. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 4,910 at the 2000 census.

 

Saltillo is a town in Lee County, Mississippi. The population was 4,752 at the 2010 Census.

 

Flowood is a city in Rankin County, Mississippi. The population was 4,750 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Carthage is a city in Leake County, Mississippi. The population was 5,075 at the 2010 census. It is the county seat of Leake County.The largest chicken processing plant in the world is located here.The largest chicken processing plant in the world�able to process 2.5 million chickens per week�is located on Highway 35 north of Carthage. Originally owned by Maid Farms, the plant was flanked by a large trailer park built in the mid-1990s to house the factory's growing Hispanic migrant workforce, and the Hispanic population of Carthage increased from 1.9 percent to 12.3 percent between 2000 and 2010. The plant was purchased by Tyson Foods in 2003, and employs 1,700.[

 

"

Mississippi

 

You might have discovered factoring but most people may well not know exactly what it is or much more importantly what it can do for your company. Receivable Loan Funding also referred to as accounts receivable funding is a kind of asset based financing that can enhance a firm's short-term cash flow. This is not a loan; no debt obligation is assumed by trucking receivables factoring ,and the financing is unconditional. Factoring Finance Companies in Factoring Quotes Factoring Companies MS at Staffingresource.org- affording non recourse factoring facilities factoring-companies-ms

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So the next moment your trucking establishment is enduring some temporary capital challenges and you are devoting too much time chasing slow paying customers, why not start off looking at making use of a factoring companies as a method to get your money and give yourself a more pleasant future in the eyes of your trucking workers and your bank difference?

 

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Factoring Receivables Companies

Why Truck Agencies Make use of Factoring Firms. As the owner of your own establishment, you may be more than perceptive already of the hardship in making certain that cash flow issues do not become a predicament down the line. After all, the toughest thing that can in all probability transpire for your firm is to find yourself involved in a long and problematic predicament that leaves you forever looking for the finances you are in need of on an recurring basis.

 

 



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Mississippi's economy totaled more than $100 billion for the first time. Federal figures show the biggest contributor to growth in Mississippi last year came from makers of durable goods such as cars and ships. Nearly 30 percent of the state's growth came from that sector. Other large contributors to Mississippi's growth were expansions in the retail trade and finance and insurance sectors.Manufacturers add value to raw products by creating manufactured items. For example, cotton cloth becomes more valuable than a boll of cotton through manufacturing processes. Processed foods are Mississippi's most important manufactured products. Meatpacking (poultry processing plants) is particularly important. Other food products are beverages, dairy products, grain products and seasonings. Furniture production is Mississippi's second ranking manufacturing enterprise and the state is one of the leaders in the production of upholstered products. The manufacture of chemicals (industrial chemicals, pharmaceuticals) ranks third in the state. Other products manufactured in Mississippi include motor vehicles, motor vehicle parts, ocean-going freighters and tankers, electrical products, appliances, generators, lighting and wiring equipment, and stereo systems. Mississippi is a leading shrimp producing state.

 

Invoice Factoring Specialist Companies

So the next moment your trucking establishment is enduring some temporary capital challenges and you are devoting too much time chasing slow paying customers, why not start off looking at making use of a factoring companies as a method to get your money and give yourself a more pleasant future in the eyes of your trucking workers and your bank difference?

 



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Business Accounts Receivable Loans

 

Business Accounts Receivable Loans

 

At one time or another, every company, even effective ones, have actually experienced bad money flow.

Cash flow does not have to be an issue any more. Do not be fooled -- banks are not the only places you can get financing. Other options are available and you do not have to borrow. Exactly what is trucking factoring ? One solution is called truck factoring. Trucking Factoring is the process of offering invoices to a financier instead of waiting to gather the cash from the client. Oh, the Irony- Truck factoring has an ironic distinction: It is the financial backbone of numerous of America's most successful companies. Why is this paradoxical ? Since commercial factoring is not instructed in business colleges, is rarely discussed in business strategies and is fairly unidentified to the majority of most of American company individuals.

Yet it is a monetary procedure that frees billions of dollars every year, enabling countless businesses to grow and prosper. Accounts Receivable Factoring has been around for thousands of years. Receivable Loan Financing Companies are investors who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your customer has actually to pay in the near future. Factoring Principals--Although factoring offers exclusively with business-to-business transactions, a large portion of the retail business uses a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail transactions. Utilizing the purest definition of the word, these big consumer finance business are really simply large Receivable Financing Businesses of consumer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The shop makes money practically instantly, even though you do not make payment up until you are prepared.

For this service, the credit card company charges Sears a charge (typical common normal charges vary from 2 to 4 percent of the sale). The Benefits Accounts Receivable Factoring can provide many advantages to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on an item that has currently been provided, a business can factor (sell) its receivables for cash at a small discount off the amount of the invoice. Payroll, advertising efforts, and working capital are just a few of the company requirements that can be satisfied with instant  cash.

Receivable Financing provides the means for a manufacturer to replenish stock and make more items to offer: There is no longer a need to await for earlier sales to be paid. FACTORING is not just a money management tool for manufacturers: Almost any kind business can benefit from Trucking Factoring. Typically, a business that extends credit will have 10 to 20 percent of its annual sales bound in accounts receivable at any given time. Think for a moment about how much is tied up in 60 days' worth of invoices: You can not pay the power expense or today s payroll with a customer s invoice, but you can offer that invoice for the cash to meet those obligations. Using trucking factoring companies is a quick and easy procedure. The factor buys the invoice at a price cut, usually a couple of percentage points less than the face value of the invoice.

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The U.s. Truck Association
states that there are about
205,000 workers with truck
firms and
300,000 personal companies trucking
firms certified to
operate in the United States that transferred,
according to their most current data of millions
items, supplies and
fundamental materials .
There are several common
carriers either going solo or in
teams on our country
roadways transporting these
important products to our
shops, manufacturingplants and harbors.

And  freight bill factoring
companies aid
several of them and offer their
factoring services
countrywide counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies MS

 

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Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
Enter the amount of your monthly factoring loans company payment:
(invoice amount):
Enter the your factoring loans company's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

Watch Our Freight Factoring Videos For More Information

 

 

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Does Your Cash Flow Ever Trouble You?

 

"

�So It is not a loan?� Tyrone Nichols asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�No, not exactly,� she stated.Tyrone Nichols owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Mario. His company was called Hunt Trucking, named after both of his grandfathers, Ken and Lester. They had both been hardworking men, and had done a lot to make Tyrone the same.Six months ago disaster struck Mario's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Tyrone depended on his full fleet, and missing two trucks was devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Tyrone was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Tyrone knew she was employed by a Factoring company and that her name was Nina. Tyrone had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �It�s not a loan, we purchase your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Tyrone nodded. It sounded perfect - perhaps too good?.Nina laughed. �You look like you don�t believe me,� she chuckled.�No, I do, I just think it sounds a bit too good to be true. I actually thought I might end up losing my business.�Nina smiled, agreeing. �We get that a lot. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. We all need help sometimes. That's why we do what we do.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Nina said with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Tyrone completed the form, with Nina offering advice as needed.

 

The profile filled Nina and her company in on Mario�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. As Tyrone completed his form, Nina listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Nina took it and slid it into her briefcase. Standing up, she reached over the desk and shook Mario's hand. He also stood up, and they smiled at each other. They said their goodbyes and Tyrone walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. Talking to Nina though, learning about factoring, it felt like a weight had been lifted from his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Home cooking in his hometown, and he had done very well.But he had gotten bored. He wasn't passionate about the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Hunt Trucking. So he did it. Once again he built a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Tyrone opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Trucking Factoring Companies Reviews -Articles

Factoring Companies at Factoringcompanyusa.Com

 

 

 

Best Trucking Factoring Company

 

"

Freeman Truck & Haul have been operating their business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Freeman was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. Worse still, it was noticed by Freeman in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Freeman, Lee Arnold, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Freeman hadn't gone elsewhere. The had just gone!.This current state-of-affairs was causing Lee Arnold to have some very restless nights. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. After work he would confide in his wife, Shannon, and neither were unable to stop the constant worry over the lack of funds.""I have a bad feeling, Lin,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would say.Lee would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. Why couldn�t he work out how to resolve this financial problem with his business?""I know what it is,"" Lee said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Lee knew very well that Shannon was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Lee walked into his office with a spring in his step, determined to call each and every client who owed money to Freeman Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Lee knew that he was in trouble.

 

After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Natalieerley knocked at his door.

 

""Lee, can I have a word?"" she asked standing in the doorway.

 

""Of course Natalie, please come in."" Lee leaned back in his chair and looked expectantly at Natalieerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Lee."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" Natalieerley asked.""It sounds vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Lee interrupted ""Immediately?"".""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""Lee replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Lee leaned forward and reviewed the paperwork closely.""I do not know, Natalie - it just sounds too good to be true"", Lee said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Lee,"" she underlined a paragraph on the paper before him.""Just how flexible?"" asked Lee.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Lee.Lee took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Lee thought about this and agreed with Natalieerley. The clients who owed them money were long standing friends and professional resources of Freeman. They did not want to throw away these relationships because they were having trouble paying their bills now. He was well aware that the economy was in a bad way and that it might be quite a while before things started picking up. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Natalie, and thankyou."" Natalie nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Lee keep the shirt on his back, and possibly hers too.Lee sat behind his desk and looked over the details Natalie had not mentioned in their meeting. What other issues could freight factoring help Freeman with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Lee was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Alfred the good news,"" Lee muttered to himself.His son-in-law Alfred had liked the idea of Freeman so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Lee knew the struggles Alfred would face, but he still encouraged him to follow his dream. With the faltering economy, if a big fish like Freeman was hurting, a little guy like Alfred was about to catch his death. But, an antidote may have been found in freight factoring and Lee was soon to find out.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Lee was beginning to find his way out of the hole his debtors had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Lee looked back on the dismal months of life before freight factoring and almost shuddered at the thought. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

 

 

 

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Trucking Factoring Companies Reviews

 

The key reasons why Trucking Firms Employ Factoring Companies.

 

As the operator of your own business enterprise, you may likely be much more than knowledgeable already of the difficulty in making certain that capital concerns do not become a predicament down the line. After all, the most unfortunate thing that can possibly take place for your company is to find yourself dragged in a long and difficult circumstance that leaves you forever looking for the cash you necessitate on an recurring manner.

 

For any type of business in this circumstance, the problem can come for waiting for work to lapse and actually be provided into your balance. Invoices, checks, and the like could take some time to actually to beprocessed which can easily leave you with momentary capital difficulties. Thankfully, there are approaches out there for businesses to look into-- and just one of these is factoring firms.

 

Factoring agencies will, in substitution for your accounts, give you with the cash right now to ensure you do not have to worry about the waiting period which could make paying out the expenses and getting materialsmore tough. With this style of system, invoice factoring can end up being incredibly practical for lots of establishments who ought to get out of a money lure which they have found themselves in.

 

Simply because, basing on the scale of the task, it can take up to 60 days for some establishments to get paid then it is necessary to blanket your own back and not leave yourself funds short to pay off the monthly bills. After all, how many firms have two months profits just lying there to address all their bills till they make money?

 

This is especially correct of trucking enterprises. They generally deal with lots of invoices which means a serious quantity of collection time involves company owner themselves. Making an effort to get paid out promptly can develop into an unbelievable inconvenience and this is the reason why you use trucking factoring agencies who are thrilled to help out truckers mainly.

 

As we all determine, trucking is an surprisingly massive field with a lot of companies out there utilizing hundreds of drivers. However, several of these drivers land up in finances problems for the reason that they are still waiting on work from six weeks back to actually compensate them. When this is the case for a truck organization, turning to factoring firms for solutions may be the most recommended alternative left.

 

This signifies that a trucking firm can provide the wages of the people, keep all the cars filled with fuel and continue to scale, evolve and expand without consistently waiting for the income which is taking too long to come in. Trucking Enterprises operating without a factoring system implemented are leaving themselves at considerable hazard, as rivals cash out quickly and continue to develop.

 

There's honestly nothing to be distressed about when it comes to using a Factoring contractor-- they are not like a financial institution or someone who is going to leave you with a huge mass of personal debt to repay. You give them legitimate invoices from work you have already finished , you are merely speeding the repayment system.

 

In the Usa, where truck companies develop, factoring enterprises are not considered getting a loan in any capacity. This confidential contract then lets both groups to profit and take joy in a good future-- it gives the factoring provider a warranted asset of earnings to add to the list and it offers the trucking business the required finances that they sweated to gain.

 

The trucking company bestows their statements to the factoring agency. The trucking factoring company then receive the payment amounts from the trucking company's clients. Factoring has been all around for centuries and has been employed for long times by several various markets-- but none more so than truckers. While you may well lose out on a small part of the money, something like 1-3 % depending on who you deal with, it implies that you are acquiring the resources today and can actually start off setting the resources to perform.

 

Anyway, an IOU or an invoice is absolutely not going to fund expenditures, is it? For trucking agencies when the resources can be fantastic one day and gone the next, it is up to the vehicle drivers to work prudently and to guarantee they are leaving themselves with a considerable quantity of time and finance to get through the week until they are paid once again.

 

So the next moment your trucking enterprise is bearing some short-term capital dilemmas and you are putting in a bit too much time chasing slow paying clienteles, why not start taking into consideration making use of a factoring companies as a means to get your finances and give yourself a more comfortable future in the eyes of your trucking team and your bank dividend?

 

 

 

 

 

 

 

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Factoring Companies MS

 

 

 

Factoring Companies at Factoringcompanyusa.Com

 

 

 

Trucking Invoice Factoring

 

"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Paul Jackson just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Paul is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Jackson Trucking Company was at a turning point of growth and Paul had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Paul's father had started this business working as an owner-operator and eventually growing Jackson Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Paul�s mother strapped herself into a cab to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. Now the company was solely in Paul�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Jackson Trucking looked weak in a very strong market.

 

His father would have told him to wait and to take his time adding on new technology. Paul allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Paul knew he was right in his forward thinking. How would he take Jackson Trucking to the next level? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Paul to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

For Paul it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Paul because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Jackson Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Paul stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. He suddenly realized that, with this new cash flow, he could actually expand Jackson Trucking Company and who knows, move into Canada, which had always been his dream. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

"

 

 

 

 

 

 

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Factoring Trucking Receivables

 

Date Published- 2014- 12-24 Freight Invoice Factoring

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
Factoring Companies at Factoringcompanyusa.Com

 

 

 

 

 

More Trucking Invoice Factoring -Articles

 

 

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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